Step 1: Open your BHIM App
Step 2: Click on the SEND icon.
Step 3: Click three dot menu in right top corner, to send money directly to a bank account using IFSC code.
Step 4: Enter your bank account number, IFSC and account holder’s name and click on SEND BUTTON.
Step 5: Enter the amount you wish to transfer and click on the PAY BUTTON
Step 6: Enter your UPI PIN and click on the ARROW BUTTON.
When the money has been transferred, you’ll receive a notification. You’ll also get a complete SMS from your bank about the debited amount.